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Resources: Side Gigs, Passive Income and Investments

A curated list of books, courses, tools, and references for this topic. All resources have been verified to exist. URLs should be confirmed before use as they may change.


Books

Brazilian Authors / Brazilian Context

Title Author Notes
Faça Fortunas com Fundos Imobiliários Marcos Baroni & Thiago Faganello The definitive Brazilian guide to FII investing; covers types, KPIs, portfolio construction
Do Mil ao Milhão: Sem Cortar o Cafezinho Thiago Nigro (O Primo Rico) Practical personal finance for Brazilians; accessible and widely read; covers renda fixa and investimento basics
Liberdade Financeira Gustavo Cerbasi One of Brazil's most-read personal finance authors; practical budgeting and investment basics
O Investidor Inteligente — edição brasileira Benjamin Graham (translated) Classic value investing framework; the Brazilian edition includes notes on applying to the B3 context
Investindo em Ações no Longo Prazo — edição brasileira Jeremy Siegel (translated) Long-term equity investing thesis; valuable context for renda variável modules

International Classics (widely available in Portuguese)

Title Author Notes
Pai Rico, Pai Pobre (Rich Dad Poor Dad) Robert Kiyosaki Foundational mindset shift between assets and liabilities; read critically — some advice is US-specific
O Homem Mais Rico da Babilônia (The Richest Man in Babylon) George S. Clason Timeless principles: pay yourself first, avoid bad debt; excellent Module 01 companion
A Psicologia Financeira (The Psychology of Money) Morgan Housel Behavioral finance; complements Module 11 (financial independence)

[!WARNING] Pai Rico, Pai Pobre contains some advice that does not translate directly to the Brazilian context (e.g., the US real estate model differs substantially from Brazil's). Read it for the mindset, not the specific tactics.


Online Courses and Platforms

Resource Type Notes
Tesouro Direto — Portal Oficial Official platform Buy government bonds; also has educational content
B3 Educação Free courses B3's official investor education portal; covers ações, FIIs, ETFs
CVM Educacional Free courses Official securities regulator education; compliance-focused
Investidor10 FII/ação screener Essential tool for researching FIIs and ações on B3
Status Invest FII/ação screener Alternative screener; good dividend yield history tracking
Funds Explorer FII screener Specialized FII research platform

Tools and Calculators

Tool Purpose
Calculadora do Cidadão — BCB Official Banco Central calculator; inflation correction, CDI, SELIC returns
Portal do MEI — gov.br MEI registration, DAS payment, annual declaration
Receita Federal — e-CAC IRPF declaration, DARF payment, tax situation
PGFN — Sicalc DARF calculation for investment gains
Programa IRPF (Receita Federal) Annual income tax declaration software; free download from Receita Federal website

Brazilian Investor Communities

Community Platform Notes
r/investimentos Reddit Large Brazilian investment community; good for questions
Clube FII Various Dedicated FII discussion community
Telegram groups for specific FIIs Telegram Most major FIIs have investor groups; quality varies

[!NOTE] Online communities are valuable for questions and sentiment but should never be the sole basis for investment decisions. Always verify information against official sources (CVM, B3, company reports).


Official Regulatory References

Document Source Purpose
Instrução CVM 472 CVM Regulates Fundos de Investimento Imobiliário
Lei 11.196/2005 Receita Federal Creates LCI/LCA tax exemptions for individuals
Instrução Normativa RFB 1.585/2015 Receita Federal Income tax treatment of financial investments
Resolução CMN 4.966/2021 Banco Central Rules for CDB issuance and FGC coverage

Podcasts

Podcast Host Notes
Primo Rico Thiago Nigro Accessible personal finance; widely listened to in Brazil
Investidor de Valor Various Value investing focus; more technical
FIIs na Prática Various Dedicated FII content

[!NOTE] Podcast links change frequently. Search the podcast name on Spotify or your preferred platform.